Implicancias de la inclusión financiera y el empleo informal en la pobreza monetaria de los departamentos del Perú

Despite the sustained growth of Peru's GDP in the last 20 years, Monetary Poverty is still the main economic and social problem, this phenomenon extends to 2 important fac-tors such as financial inclusion and informal employment that have implications for sustainability of the driving mechanisms of economic growth to alleviate poverty. Using the feasible generalized least squares (FGLS) econometric model with fixed effects (FEGLS) to control for heterogeneous effects among Peruvian departments during the 2010-2019 period, this paper empirically assesses the impact of financial inclusion and informal employment in monetary poverty. The empirical results show that, the expansion of financial inclusion would benefit the reduction of monetary poverty, with respect to informal employment it is revealed that there is a negative relationship, it is determined that the development of informal employment is associated with the reduction of poverty, but it is not determining for your alleviation.